Terms of Service

Welcome to CKBR Property Limited ("CKBR," "we," "us," or "our"). We are a UK-registered software and trading company.

By accessing our platforms, registering an account, uploading documents, or formally engaging us for consultancy services, you explicitly agree to be bound by these Terms of Service ("ToS"). If you do not agree to these terms, you must immediately cease using our services.

1. Description of Services & Remote Operating Model

CKBR operates entirely digitally as a contract assessment and advisory service. We do not deploy physical operatives, nor do we conduct corporate intelligence, background checks, or registry pulls on overseas companies. Our services rely exclusively on advanced text-parsing software and remote expert consultancy. Our services are categorised into two primary tiers:

• Tier 1 (Digital Platforms / SaaS Contract Checkers): Includes SourcingTerms.com (B2B) for parsing international manufacturing agreements to flag textual risks, and ExpatTerms.com (B2C) for assessing overseas employment contracts.
• Tier 2 (Online Strategic Consultancy): Project-based or hourly remote advisory services via video link or email. This covers strategic advice on cross-border trade, deal structuring, contract negotiation tactics, and general compliance advisory.

2. EXPLICIT LIABILITY SHIELD & NO LEGAL ADVICE

All software outputs, contract risk assessments, deal-structuring advice, and sourcing recommendations are for informational and strategic business purposes only. We hold ZERO liability for financial loss, lost deposits, supply chain disruptions, severed business relationships, regulatory penalties, or employment disputes resulting from your reliance on our reports or consultancy. You are solely responsible for seeking independent, qualified legal counsel in the relevant jurisdiction prior to executing any contract or transferring funds.

3. The "Snapshot" Rule

All contract assessments, risk scores, and advisory outputs generated by CKBR are strict "point-in-time" assessments.

• For SaaS Services: They are based entirely on the specific document uploaded at the exact time of processing.
• For Remote Consultancy: They reflect the legal and regulatory landscape only on the specific day we provided the advisory session or communication.

Limitation of Ongoing Liability: We accept no liability for subsequent amendments to international laws, sudden regulatory shifts, or retroactive legal interpretations by foreign authorities that occur after our service has been rendered.

4. Transparency: Algorithmic Output vs. User-Provided Documents

To protect the integrity of our service, we maintain a strict boundary between the data sources utilised in our assessments:

• User-Provided Data (Unverified): This constitutes the contracts, documents, and text you upload or provide to us. We process this data "as-is." We assume absolutely no liability for the authenticity, legality, or factual truth of the contracts you provide. If a supplier provides you with a fraudulent contract, our software will parse what the text says, but it cannot and will not verify if the supplier actually exists.
• Algorithmic & Advisory Output: This refers strictly to the direct computational output of our proprietary AI models analysing the text provided, or the commercial opinions provided by our consultants. It is an analytical interpretation, not a legally binding guarantee of commercial safety.

5. Remote Consultancy Specifics (Tier 2)

When engaging CKBR for Strategic Consultancy, the following conditions apply:

• No Supplier Verification Guarantee: Because our services are entirely analytical and advisory, we do not verify the existence, financial standing, manufacturing capabilities, or integrity of any overseas company or supplier. Our services are strictly analytical and advisory, based solely on the documents you provide and our commercial experience.
• Business Decisions: Our consultancy services advise on how to structure a deal or what legal/contractual pitfalls to look out for in your paperwork. The final decision to select a supplier, authorise a payment, or sign a contract rests entirely with you, the client. We do not act as your commercial guarantor.

6. AI Limitations and Assumption of Risk (Tier 1 SaaS)

Our platforms utilise advanced artificial intelligence (AI) to process complex legal terminology. AI is inherently imperfect. By using our service, you acknowledge:

• Hallucinations & Errors: In certain instances, the AI may produce factual inaccuracies, misinterpretations, or incomplete analysis. However, it is a rare occurance as the data is pulled directly from verifiable legal data sources.
• Contextual Blindspots: The software analyses only the exact text uploaded. It possesses zero visibility into off-book agreements, verbal negotiations, or relationship-based business dynamics.

7. Anti-Bribery, Anti-Corruption (ABC), and Ethical Standards

CKBR maintains a strict, zero-tolerance policy towards bribery and corruption. Our corporate governance is strictly dictated by the UK Bribery Act 2010 (UKBA) and international equivalents.

• No Facilitation Payments: We do not engage in, endorse, or facilitate "grease payments," kickbacks, or bribes to suppliers, local officials, or supply chain intermediaries. Our consultants will immediately terminate any virtual advisory session or client engagement if a bribe is solicited or proposed.
• Platform & Service Abuse: You may not use our platforms or consultants to assess the risk of executing an illegal, corrupt, or sanctioned transaction. Detection of such intent will result in immediate termination and reporting to relevant authorities.

8. Limitation of Liability and Financial Cap

To the maximum extent permitted by applicable law across all operating jurisdictions, CKBR Property Limited, its directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, use, goodwill, or other intangible losses.

TOTAL LIABILITY CAP: In no event shall our total aggregate liability to you for any and all claims arising out of or related to your use of the platforms or online consultancy services exceed the total amount of fees you paid to CKBR for the specific, single service transaction (e.g., the specific hourly consultancy billing, or the specific SaaS tier) giving rise to the claim.

9. Intellectual Property Protection

CKBR Property Limited retains all right, title, and interest in and to our proprietary risk-scoring models, algorithms, analysis frameworks, and consultancy materials. You are strictly prohibited from reverse-engineering our software, scraping our frameworks, or using our consultancy reports to build a competing service.

10. Governing Law and Jurisdiction

These Terms of Service, and any disputes arising out of or in connection with them, shall be governed by and construed strictly in accordance with the laws of England and Wales. The parties irrevocably agree that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute. For B2C consumers using ExpatTerms.com, this does not deprive you of any mandatory consumer protections afforded by your country of habitual residence.